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A retirement repayment mortgage is similar to a traditional mortgage you may have had on your home in that you repay the loan plus the interest in full.
Mortgages are available to borrowers aged 50+
Higher age limit than most mortgages, letting you remortgage in later life
It's a loan secured against your home. Your home may be repossessed if you do not keep up repayments
Mortgages can be used to buy a new property, re-mortgage an existing one, or release additional funds
You will also need to think about which type of interest rate would work best for you: fixed or variable.
See what other later life lending options you have
Typically for people aged 50+
Only pay the interest monthly
Lower monthly repayments than repaying the capital
Our dedicated team are here to help and give you the right advice. By speaking to one of our independent advisers, they can get to know you and find out what’s right for you. They’ll search the whole market and help with advice that’s right for your circumstances. Our advice fee of £1,999 is only payable on completion.