We use essential cookies to make our website work properly when you visit us. We’d also like your consent to set other non-essential cookies to help us improve our website and tailor the marketing you see.
Christopher Pratt
Areas Christopher covers: Central Scotland
Chris entered the financial services industry in 2004 after graduating from university. He previously advised on investments, pensions, life insurance and mortgages, before becoming an equity release adviser in January 2019. He has a BA (Hons) degree in Business Economics as well as various professional qualifications from The Chartered Insurance Institute, including a Certificate in Equity Release.
When not advising clients, Chris is kept busy by his wife and two young daughters. Chris' expertise, experience and desire to help people are key to helping his clients. Once that is clearly understood, he can then formulate a plan to help them achieve their goals.
The Equity Release Experts make sure you have a local, independent expert equity release adviser on-hand whenever you need one. By meeting your local adviser face-to-face, they can understand what’s important to you and give you the equity release advice that’s right for your circumstances. They will compare plans from across the whole equity release market, ensuring they always find the one that is most suitable for your needs. Their in-depth knowledge of products and features from across the whole equity release market will help make sure you’re making the right decision for you.
Totally independent you’re always guaranteed advice that’s straightforward and tailored to you – nothing else.
If you'd like to know how we use your data see our privacy policy by clicking the link in the footer of this page.
Things to consider
- An expert equity release adviser can discuss your needs over the phone, face to face or over a video call, and explain more about equity release. They’ll always tell you if equity release isn’t right for you and there’s absolutely no obligation to go ahead.
- We understand equity release isn’t for everyone, and we’ll never say it’s the right option for you unless we’re certain.
- A lifetime mortgage is a loan secured against your home.
- With a lifetime mortgage there are typically no monthly repayments to make as the loan plus roll up interest is repaid when the plan comes to an end.
- Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits.
- Unless you decide to go ahead with a plan, our service is completely free of charge, as our fixed advice fee of £1,999 is only payable on completion of a plan.